The thought of filing bankruptcy can be a frustrating experience. Financial worries can be nerve wrecking and really weigh you down emotionally and physically. You may have had a strike of bad luck, lost a job, or simply under employed. Filing a Chapter 7 or Chapter 13 bankruptcy can bring you relief under the federal government.

Many people often wonder what will happen to your car, house, and retirement accounts when you file bankruptcy. There are many factors that determine your eligibility to file a Chapter 7 or Chapter 13 bankruptcy. Speaking with an experienced Columbus Ohio bankruptcy attorney would give you an opportunity to analyze your financial situation and determine if filing a bankruptcy would be something in your best interest. Everyone's situation is different. The first step is to find an experienced bankruptcy attorney you trust and that cares. The friendly law office of Ralph A. Kerns & Associates has been helping people through tough times for over 27 years. We care about our clients and fight to protect our client's rights through aggressive representation and friendly service. Call today for a free consultation to explore your options. Relief is one phone call away!