You may be one of many Americans living in Ohio who has made a New Year's resolution to file a bankruptcy to get a fresh start for the New Year. You may be looking to stop a foreclosure, wage garnishment, or utility disconnect. Perhaps you are trying to get out from underneath credit card or medical debt. There are many reasons why one may need to file a bankruptcy. You may seek relief by filing a Chapter 7 or Chapter 13 personal bankruptcy.

There are many legal options that may be available to you under the applicable law. Speaking with an experienced Columbus Ohio bankruptcy attorney would be a good idea to determine what the best course of action would be and to see if filing a bankruptcy would be something in your best interest. The friendly law office of Ralph A. Kerns & Associates cares about our clients and understands the stress of financial worry. For over 30 years, we have helped people file for protection under the U.S. Bankruptcy Code. Through friendly service and aggressive representation, we ensure our client's rights are protected. Call today for a free consultation. Help is one phone call away!